59: money matters
I promise this'll be the last entry for today. More money issues. This is technically what I can claim from work:
- Internet
- Mobile
- Books related to work
- Transport
- Medical
Basically I think I'll only need to think bout giving my parents money. I suppose $350 every month will be ok. Mom will get $200 and Dad will get $150.
This month I need to:
$150 for Citibank
$50 for SingTel (port the line bitch!)
$140 Prudential$50 EZLink (I'll just top it up one shot. I used up $20 so fast...)
$150 UOB (I dipped too much into my savings)
This will leave me with about $800. I will use $500 on food and other assorted entertainment. $300 is emergency cash. If I don't use it or use a little, the money goes in UOB. Process will be repeated for the following month.
This means I can't rightly say goodbye yet. Oh yeah. Must remember that every month Prudential will dock off $140 from my account for my savings plan.
Be. More. Disciplined!Between eating and smoking. Can I choose the latter and a cup of
teh peng instead? :$
Labels: money
51: guilt
Before I go on to what happened today. Guilt sets in after asking daddy for some cash to sponsor driving. Here I am cavorting my pay away and not conributing much to the household income. Major guilt trip? Immense. Bad bad bad girl. This coming month will see more cash put back into savings (after paying the hefty amount of bills) and for God's sakes, someone please remind me to port my number. GAH! I keep passing by SingTel shops and
always forget to get the StarHub number ported. Bloodyhell.
1. Bring mum go shopping.
2. Give dad and mum money.
3. NO MORE UNNECESSARY SPENDING (I promise I promise I promise)
Freelance + GST Offset + Pay + Claim.
Minus;
Handphone bill, Prudential, Citibank.
Will that equate to enough savings? Forget that. I'll think about this when I'm less zoned out. Mom came in to tell me a lot of things and update on the family happenings. I'm not really sure what to say, just really detached from it all and pretending that we're all normal and stuff. But reality can be such a bitch and
some people even more so.
Today was really really nice. Was late for driving and it was by far the fastest circuit in my life. Supposed ot have brekkie at Macs but Mister Dinosaur was still sleeping. So headed down to his place and we ended up having hawker fare for brunch - nasi lemak and prawn noodle soup. Bussed down to ViVo to take the train to
jengjengjeng Sentosa!
I am still very much terrified of heights. The Skyride to get to the top of the hill for the Luge freaked me out. Quite literally. I sat really still for fear of falling off, causing the cables to snap or something or my sandals to drop many metres down to the ground. But it was pretty interesting because I met an ex-colleague (who is still as grumpy and unsociable as ever) and my ex-schoolmate! Of all places too. Luge was
fun. Speeding, freaking out and having fun like a little girl (oh well, can't deny that I still am one somewhat).
Took a break after that and headed to Del Mar for some sun and reading. I meant to sleep but I got hooked onto a book that I borrowed from ♥Trex's brother. Chiclit. The sun was super hot for a bit and then it just cooled off. A bucket of Carlsberg and semi-high and then we ended up on the Luge for two more rides before walking bout Imbiah and taking silly shots. Oh yes, he was busy playing Mario after giving up on
The Revolutionary Wealth.
Dinner at KFC (where as usual I could have died because I ate so much... think Katamari) and then headed back to his place to watch Mandy versus Codename: Kids Next Door. Gawd. Sometimes I'm such a kid but I do love C:KND and Number 1. An-Ee-Way. Chilled a bit till the parents and his brother came back and the boy, who just finished 10 days in BMT, regaled us with stories. Hilarious.
Teh peng and a bus back and here I am back home. Was quite peeved with this modded car that was making a hell of a noise as it zoomed down the road outside my house. I hate these stupid silly drivers who think it's oh-so-cool to speed and endanger the lives of everyone else. I couldn't give a fuck about their lives, if they die from it serves them right. But it's not nice to drag other people into the same pit as you. Stupid stupid stupid. Really. If you wanna drive, go train to be a Formula 1 driver or something and stop being a nuisance and a danger to the public.
Fucking idiots.
Enough about that. Finally, tomorrow I can wake up
late and not need to rush for anything. Tomorrow I shall do a draft for a novellete that's been in the works for awhile. Not that being a writer here in Singapore will amount to anything, but at least I'll finish something that I had set out to do since 2004. Yes... that's 4 years a lil' too slow.
Labels: life, money, thoughts
12: insane spending habits
The world is too small. Of all places bumping into a blot in my history when I was getting the charger for the Casio.
AnduhmIwentandboughtacameratoo. I'm not very good at small-talk, hell I don't even pass the average mark. I'm a fish out of water in social settings, more so when facing
things oops, I meant people, from my past. It gives me the shivers, literally. I tremble and my flight instinct takes over.
That aside. Bloody Cbank, for many reasons. But this means more shots, since I want to get an album of my last vestiges of sanity (and a birthday present for many people) ready. Totally not following my savings/budget plan. I need to be more... informed. Or screw that and let my financial advisor sort out the kaching for me. $100 - $150 every month. Frozen assets. That be good. I'd try StanChart but I don't think I earn enough to qualify even decent customer service.
Hate it how people treat you according to how you look and how much you earn a year. It's not as if I'm stuck up and pretentious. I have manners, I say 'thank you' and 'please' and 'excuse me' (ok, so the tone varies in different situations) and I give up my seat to old people and pregnant ladies and parents with errant kids. Don't get me started on kids. Truth of the matter, I come to your establishment and I have money. It depends on whether I want to part with that money. It don't matter if you're all posh and chichi, if your service sucks and I have the moolah (I could dress like a schmuck and earn 10k a month), I ain't gonna hand it over to you. No matter how much I want whatever it is you're selling.
Then again comes the issue of people who don't earn a lot but pretend and act like they do. Flash and bling and everything else and it's hilarious when later on they say that they're broke and skimp on a lot of things. Opportunity cost? Mayhaps.
Labels: money